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Loan Program Options

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30 Year Fixed Rate

Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.    APPLY HERE

FHA Loan

FHA loans are one of the easiest types of mortgage loans to qualify for

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.                                      APPLY HERE

VA Loan

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA).

The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property);buyer informed of reasonable value; negotiable interest rate… and more. APPLY HERE

Reverse Mortgage Loan

Seniors increase their incomes and remain in their homes, by tapping into the equity they’ve accrued in those homes

A reverse mortgage is a type of loan that allows homeowners ages 62 and older, typically ones who’ve paid off their mortgage, to borrow part of their home’s equity as tax-free income. Unlike a regular mortgage in which the homeowner makes payments to the lender, with a reverse mortgage, the lender makes regular payments to the homeowner.                   APPLY HERE